Integrate card tokenisation

Customer is present and is offered to store the card details for the future card-on-file transactions. Merchant must obtain customer consent for initial storage of payment credentials and establish an agreement with the customer for ongoing/future payments. There are two possible scenarios to store card details.

Get token with the purchase

1. Payment is initiated with the payment request using API endpoint  /payments/oneoff and request_token’ = true
2. Merchant will get payment initiation response with payment link.
3. Customer inserts card details and payment is processed.
4. Payment Gateway sends callback notification with payment_reference and order_reference to callback_url.
5. To get card token merchant sends request with  API endpoint /payments/payment_reference.
6. Payment Gateway sends back response that includes cc_details.token.
7. Customer is redirected back to merchant.

Get token without any actual purchase

1. Payment is initiated with the payment request using API endpoint  /payments/oneoff, ‘amount’ is  set to zero and ‘request_token’ = true
2. Merchant will get payment initiation response with payment link.
3. Customer inserts card details and payment is processed.
4. Payment Gateway sends callback notification with payment_reference and order_reference to callback_url.
5. To get card token merchant send request with  API endpoint /payments/payment_reference.
6. Payment Gateway sends back response that includes cc_details.token.
7. Customer user is redirected back to merchant.