Test Scenarios for 3DS Authentication
You can trigger both positive and negative authentication outcomes using test cards in the demo environment.
✅ Positive Scenarios
Yes
The customer successfully completes 3DS authentication (e.g. enters correct PIN2 or equivalent).
Strong customer authentication status:
3DS
Attempt
3DS authentication was initiated, but the card issuer chose not to enforce it.
Strong customer authentication status:
3DS Attempted
❌ Negative Scenarios
No
The customer fails 3DS authentication (e.g. enters incorrect PIN2 or equivalent).
Strong customer authentication status:
3DS Declined
Rejected
The 3DS request was explicitly rejected by the card issuer.
Strong customer authentication status:
3DS Declined
Unavailable
A technical issue prevented the 3DS process from completing.
Strong customer authentication status:
3DS Failed
Use these scenarios to verify your system's handling of successful, bypassed, failed, and technically failed 3DS authentication attempts.